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Ferdi Setiawan, mortgage broker at AUD Finance Advisor

Meet your mortgage broker

Thoughtful decisions. Honest guidance.

I work with you directly to understand the decision in front of you, compare suitable options and explain the trade-offs clearly, without pressure or unnecessary jargon.

2011First entered mortgage broking
MFAA memberIndustry member
EN · IDEnglish & Bahasa Indonesia

About Ferdi

I like to understand the whole picture before recommending the next step.

I’ve always been the person who wants to understand how all the pieces fit together before making a decision. That is naturally how I work as a mortgage broker: organise the details, test the options, explain the trade-offs and identify a practical next step.

I first entered mortgage broking in 2011. Since then, my experience across home lending, property, renovation, finance and business has taught me that a home loan is never just about finding a rate. How the loan is structured can affect your cash flow, flexibility and what you may be able to do next.

I don’t believe clients need more jargon, pressure or a broker who simply forwards forms. They need someone who listens properly, thinks through their situation and explains the recommendation honestly. My job is not only to move the application forward. It is to make sure you understand why an option may suit you, what the trade-offs are and what it could mean for your next move.

I personally lead your loan strategy, recommendations and key decisions, and I remain accountable from our first conversation through to settlement. You will know who is responsible, what is happening and why the next step makes sense.

Based in Perth, I assist clients across Australia in English and Bahasa Indonesia. Whether you’re buying your first home, refinancing or planning your next investment, my aim is simple: help you make a well-considered decision and move forward with clarity.

What working with me means

Less chasing. More clarity.

The useful difference is not another sales promise. It is knowing who is responsible, what is happening and whether a recommendation fits.

01

Your position before products

Income, commitments, property plans and timing are understood before lender options are narrowed.

02

Compare the choices, including staying put

For a current loan, the answer may be stay, ask your lender to reprice, or compare a refinance.

03

English or Bahasa Indonesia

Questions are welcome, jargon is translated and the next action is kept practical.

04

Accountability from start to settlement

I lead the strategy, explain the key decisions and remain responsible for the loan journey throughout.

What clients say

Reliable, responsive and caring.

William NGoogle review
★★★★★
Direct with FerdiPersonal advice and loan strategy
30+ lendersOn the lender panel
Australia-widePhone, video and digital support
EN · IDEnglish & Bahasa Indonesia

Credit credentials

Know who you are dealing with.

Trading nameAUD Finance Advisor

Credit representative410281

Australian Credit LicenceAuthorised under ACL 389328

Education & trainingBachelor of Business (Business/Law) · Diploma of Financial Services Management

Business entityProspect Invest Pty Ltd atf The Prospect Trust · ABN 23 527 993 752

A simple first step

Tell Ferdi what you want to improve. He’ll review the most useful next step.